McHenry, ND
McHenry, ND's wildfire risk, in USFS's own numbers
McHenry sits at the 66th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 120 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McHenry's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Where McHenry's buildings actually sit
Direct exposure dominates in McHenry: 75.8% of its 120 buildings, versus 24.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How McHenry compares
Compare McHenry's two percentiles: 84th within North Dakota, only 66th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, McHenry ranks 10,781 for wildfire risk (1 is highest) and 28,160 by building count (1 is largest). Within North Dakota alone, it ranks 66 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in McHenry
At the 66th percentile nationally, McHenry carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in McHenry
McHenry's 75.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
McHenry's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond McHenry, see the exposure-zones guide.