McGuffey, OH
How exposed is McGuffey to wildfire?
USFS scores McGuffey at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 348 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McGuffey at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
84.8% of McGuffey's 348 buildings sit in USFS's Minimal exposure zone, with only 15.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where McGuffey ranks
There's little gap between McGuffey's 1st national percentile and its 4th percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, McGuffey ranks 31,281 for wildfire risk (1 is highest) and 20,377 by building count (1 is largest). Within Ohio alone, it ranks 1,211 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
McGuffey's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in McGuffey
McGuffey's 84.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 348 counted buildings into the percentiles shown above for McGuffey. For more on what minimal exposure implies beyond McGuffey, see the exposure-zones guide.