McGrew, NE
How exposed is McGrew to wildfire?
USFS's Wildfire Risk to Communities model puts McGrew at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 90 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McGrew at the 67th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 53.3% of McGrew's buildings as Direct exposure, higher than its 5.6% Indirect share and far above its 41.1% Minimal share — a profile where 48 structures sit close enough to vegetation that lot clearing matters most.
How McGrew compares
McGrew scores 68th nationally and 65th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, McGrew ranks 10,181 for wildfire risk (1 is highest) and 29,499 by building count (1 is largest). Within Nebraska alone, it ranks 206 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
McGrew's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in McGrew
With 53.3% of McGrew in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 90 counted buildings into the percentiles shown above for McGrew. For more on what direct exposure implies beyond McGrew, see the exposure-zones guide.