McGregor, TX
McGregor wildfire risk explained
USFS scores McGregor at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,675 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McGregor at the 77th percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
2,675 buildings are counted in McGregor, and 57.8% of them are Indirect exposure — ember-driven risk rather than the 31.6% in Direct exposure or the 10.5% rated Minimal.
Where McGregor ranks
McGregor's 81st national percentile looks worse in isolation than its 63rd ranking inside Texas does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, McGregor ranks 6,129 for wildfire risk (1 is highest) and 5,973 by building count (1 is largest). Within Texas alone, it ranks 673 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in McGregor
At the 81st percentile nationally, McGregor carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in McGregor (57.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
McGregor's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond McGregor, see the exposure-zones guide.