McGregor, IA
McGregor, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts McGregor at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 491 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McGregor's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Where McGregor's buildings actually sit
Of McGregor's 491 counted buildings, 55% carry Direct exposure and only 4.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where McGregor ranks
McGregor's risk sits at a similar level relative to Iowa (48th percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, McGregor ranks 21,174 for wildfire risk (1 is highest) and 17,510 by building count (1 is largest). Within Iowa alone, it ranks 535 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
McGregor and the insurance market
McGregor's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in McGregor (55%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
McGregor's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond McGregor, see the exposure-zones guide.