McGraw, NY
McGraw, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, McGraw lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 493 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McGraw's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
McGraw's building exposure, zone by zone
Direct exposure dominates in McGraw: 53.1% of its 493 buildings, versus 46.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How McGraw compares
Compare McGraw's two percentiles: 40th within New York, only 17th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, McGraw ranks 26,168 for wildfire risk (1 is highest) and 17,478 by building count (1 is largest). Within New York alone, it ranks 777 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in McGraw
At the 17th national percentile, McGraw rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in McGraw
Because Direct exposure dominates in McGraw (53.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
McGraw's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond McGraw, see the exposure-zones guide.