McGill, NV
McGill wildfire risk explained
McGill's 779 buildings earn a 77th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McGill at the 68th percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
99.2% of McGill's 779 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 0.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where McGill ranks
McGill ranks lower within Nevada (30th percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, McGill ranks 7,254 for wildfire risk (1 is highest) and 13,827 by building count (1 is largest). Within Nevada alone, it ranks 86 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
At the 77th percentile nationally, McGill carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in McGill (99.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where McGill's figures come from
McGill's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what McGill's dominant indirect exposure actually means, with real examples from across the dataset.