McFarland, KS
McFarland, KS's wildfire risk, in USFS's own numbers
USFS scores McFarland at the 89th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 197 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McFarland at the 87th percentile, close to its 89th-percentile risk score.
What "at risk" means for the buildings here
82.2% of McFarland's 197 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 17.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where McFarland ranks
There's little gap between McFarland's 89th national percentile and its 89th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, McFarland ranks 3,499 for wildfire risk (1 is highest) and 24,959 by building count (1 is largest). Within Kansas alone, it ranks 77 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
McFarland and the insurance market
McFarland's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in McFarland (82.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
McFarland's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond McFarland, see the exposure-zones guide.