McFall, MO
McFall, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, McFall lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 106 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McFall at the 68th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
McFall's building exposure, zone by zone
Of McFall's 106 counted buildings, 50% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where McFall ranks
McFall's risk sits at a similar level relative to Missouri (74th percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, McFall ranks 10,497 for wildfire risk (1 is highest) and 28,775 by building count (1 is largest). Within Missouri alone, it ranks 282 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
McFall's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in McFall
With 50% of McFall in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 106 counted buildings into the percentiles shown above for McFall. For more on what direct exposure implies beyond McFall, see the exposure-zones guide.