McEwen, TN
How exposed is McEwen to wildfire?
Out of every US place USFS scores, McEwen lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,144 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McEwen at the 54th percentile, close to its 51st-percentile risk score.
What "at risk" means for the buildings here
68.8% of McEwen's 1,144 buildings sit in USFS's Direct exposure zone, roughly 787 structures close enough to burnable vegetation for flame contact, not just embers — 31.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where McEwen ranks
McEwen scores 51st nationally and 45th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, McEwen ranks 15,396 for wildfire risk (1 is highest) and 11,000 by building count (1 is largest). Within Tennessee alone, it ranks 278 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in McEwen
McEwen's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in McEwen (68.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where McEwen's figures come from
The methodology guide shows exactly how USFS turned 1,144 counted buildings into the percentiles shown above for McEwen. The exposure-zones guide covers what McEwen's dominant direct exposure actually means, with real examples from across the dataset.