McDonald, OH
How exposed is McDonald to wildfire?
USFS scores McDonald at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,749 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McDonald at the 32nd percentile, close to its 31st-percentile risk score.
Where McDonald's buildings actually sit
USFS classifies 87.2% of McDonald's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where McDonald ranks
Within Ohio, McDonald ranks higher (68th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, McDonald ranks 21,752 for wildfire risk (1 is highest) and 8,231 by building count (1 is largest). Within Ohio alone, it ranks 413 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
McDonald's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
McDonald's 87.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where McDonald's figures come from
McDonald's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what McDonald's dominant minimal exposure actually means, with real examples from across the dataset.