McDermott, OH
McDermott, OH's wildfire risk, in USFS's own numbers
USFS scores McDermott at the 56th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 267 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McDermott at the 57th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 50.6% of McDermott's 267 buildings in the Indirect exposure zone, versus 49.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where McDermott ranks
Within Ohio, McDermott ranks higher (99th percentile) than it does nationally (56th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, McDermott ranks 13,846 for wildfire risk (1 is highest) and 22,608 by building count (1 is largest). Within Ohio alone, it ranks 15 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
McDermott and the insurance market
McDermott's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in McDermott (50.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 267 counted buildings into the percentiles shown above for McDermott. For more on what indirect exposure implies beyond McDermott, see the exposure-zones guide.