McDermitt, NV
McDermitt wildfire risk explained
Out of every US place USFS scores, McDermitt lands at the 98th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 147 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McDermitt at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where McDermitt's buildings actually sit
Of McDermitt's 147 counted buildings, 55.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
McDermitt against the rest of the country
Inside Nevada, McDermitt sits at just the 81st percentile even though it scores 98th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, McDermitt ranks 572 for wildfire risk (1 is highest) and 26,993 by building count (1 is largest). Within Nevada alone, it ranks 23 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
McDermitt's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in McDermitt (55.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where McDermitt's figures come from
McDermitt's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what McDermitt's dominant direct exposure actually means, with real examples from across the dataset.