McCurtain, OK
McCurtain, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts McCurtain at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 346 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McCurtain's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
What "at risk" means for the buildings here
346 buildings are counted in McCurtain, and 66.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where McCurtain ranks
McCurtain scores 97th nationally and 91st within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, McCurtain ranks 1,049 for wildfire risk (1 is highest) and 20,432 by building count (1 is largest). Within Oklahoma alone, it ranks 74 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in McCurtain
McCurtain's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in McCurtain
With 66.8% of McCurtain in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
McCurtain's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond McCurtain, see the exposure-zones guide.