McCracken, KS
McCracken wildfire risk explained
USFS scores McCracken at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 233 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McCracken at the 45th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
233 buildings are counted in McCracken, and 81.1% of them are Indirect exposure — ember-driven risk rather than the 18.9% in Direct exposure or the 0% rated Minimal.
How McCracken compares
McCracken's 48th national percentile looks worse in isolation than its 27th ranking inside Kansas does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, McCracken ranks 16,478 for wildfire risk (1 is highest) and 23,700 by building count (1 is largest). Within Kansas alone, it ranks 528 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 48th national percentile, McCracken rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
McCracken's 81.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind McCracken's 16,478-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond McCracken, see the exposure-zones guide.