McCordsville, IN
McCordsville, IN's wildfire risk, in USFS's own numbers
McCordsville sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 3,007 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McCordsville at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where McCordsville's buildings actually sit
Most of McCordsville's buildings (83.6% of 3,007) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
McCordsville against the rest of the country
Compare McCordsville's two percentiles: 27th within Indiana, only 4th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, McCordsville ranks 30,348 for wildfire risk (1 is highest) and 5,426 by building count (1 is largest). Within Indiana alone, it ranks 705 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
McCordsville and the insurance market
At the 4th national percentile, McCordsville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in McCordsville
McCordsville's 83.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,007 counted buildings into the percentiles shown above for McCordsville. For more on what minimal exposure implies beyond McCordsville, see the exposure-zones guide.