McCord Bend, MO
McCord Bend wildfire risk explained
USFS scores McCord Bend at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 160 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McCord Bend at the 70th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in McCord Bend: 57.5% of its 160 buildings, versus 42.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where McCord Bend ranks
McCord Bend scores 68th nationally and 78th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, McCord Bend ranks 10,087 for wildfire risk (1 is highest) and 26,435 by building count (1 is largest). Within Missouri alone, it ranks 241 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
McCord Bend and the insurance market
At the 68th percentile nationally, McCord Bend carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 57.5% of McCord Bend in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind McCord Bend's 10,087-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond McCord Bend, see the exposure-zones guide.