McColl, SC
McColl, SC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, McColl lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,102 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McColl's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
McColl's building exposure, zone by zone
USFS puts 70.3% of McColl's 1,102 buildings in the Indirect exposure zone, versus 29.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
McColl against the rest of the country
McColl's risk sits at a similar level relative to South Carolina (93rd percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, McColl ranks 4,422 for wildfire risk (1 is highest) and 11,267 by building count (1 is largest). Within South Carolina alone, it ranks 32 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
McColl and the insurance market
At the 86th percentile nationally, McColl carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in McColl
Because 70.3% of McColl's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where McColl's figures come from
McColl's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what McColl's dominant indirect exposure actually means, with real examples from across the dataset.