McClusky, ND
McClusky, ND's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, McClusky lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 421 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McClusky's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where McClusky's buildings actually sit
Most of McClusky's buildings (82.4% of 421) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
McClusky against the rest of the country
There's little gap between McClusky's 17th national percentile and its 5th percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, McClusky ranks 26,137 for wildfire risk (1 is highest) and 18,806 by building count (1 is largest). Within North Dakota alone, it ranks 384 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
McClusky's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in McClusky
With 82.4% of buildings rated Minimal exposure, McClusky gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
McClusky's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond McClusky, see the exposure-zones guide.