McClenney Tract, CA
How exposed is McClenney Tract to wildfire?
McClenney Tract's 33 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts McClenney Tract at the 99th percentile, close to its 99th-percentile risk score.
McClenney Tract's building exposure, zone by zone
Direct exposure dominates in McClenney Tract: 100% of its 33 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where McClenney Tract ranks
McClenney Tract's risk sits at a similar level relative to California (88th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, McClenney Tract ranks 369 for wildfire risk (1 is highest) and 31,309 by building count (1 is largest). Within California alone, it ranks 180 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because McClenney Tract is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
McClenney Tract's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
McClenney Tract's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond McClenney Tract, see the exposure-zones guide.