McClelland, IA
McClelland wildfire risk explained
USFS scores McClelland at the 32nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 126 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McClelland's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
McClelland's building exposure, zone by zone
McClelland rates 79.4% Minimal exposure against just 20.6% Direct and 0% Indirect — of 126 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where McClelland ranks
There's little gap between McClelland's 32nd national percentile and its 47th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, McClelland ranks 21,523 for wildfire risk (1 is highest) and 27,888 by building count (1 is largest). Within Iowa alone, it ranks 545 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
McClelland and the insurance market
At the 32nd national percentile, McClelland rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 79.4% of McClelland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind McClelland's 21,523-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond McClelland, see the exposure-zones guide.