McCleary, WA
How exposed is McCleary to wildfire?
USFS scores McCleary at the 27th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 827 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McCleary's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where McCleary's buildings actually sit
81.9% of McCleary's 827 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 18.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where McCleary ranks
Compare McCleary's two percentiles: 44th within Washington, only 27th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, McCleary ranks 23,147 for wildfire risk (1 is highest) and 13,383 by building count (1 is largest). Within Washington alone, it ranks 351 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
McCleary's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 81.9% of McCleary's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind McCleary's 23,147-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond McCleary, see the exposure-zones guide.