McCamey, TX
McCamey, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts McCamey at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,566 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McCamey's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in McCamey (73.9% of 1,566 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 26.1% sit in the Direct zone.
Where McCamey ranks
McCamey's 72nd national percentile looks worse in isolation than its 37th ranking inside Texas does — this place is on the milder end for its own state, by 35 points. Among the 31,521 US communities USFS scores, McCamey ranks 8,743 for wildfire risk (1 is highest) and 8,899 by building count (1 is largest). Within Texas alone, it ranks 1,128 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
McCamey and the insurance market
McCamey's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in McCamey (73.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
McCamey's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond McCamey, see the exposure-zones guide.