McArthur, OH
McArthur wildfire risk explained
USFS scores McArthur at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 984 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, McArthur's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
McArthur's building exposure, zone by zone
Indirect exposure is dominant in McArthur (75.8% of 984 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 24.2% sit in the Direct zone.
Where McArthur ranks
Compare McArthur's two percentiles: 96th within Ohio, only 44th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, McArthur ranks 17,560 for wildfire risk (1 is highest) and 12,047 by building count (1 is largest). Within Ohio alone, it ranks 51 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in McArthur
McArthur's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
McArthur's 75.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind McArthur's 17,560-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond McArthur, see the exposure-zones guide.