McAdenville, NC
McAdenville wildfire risk explained
USFS's Wildfire Risk to Communities model puts McAdenville at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 436 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks McAdenville at the 52nd national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
McAdenville's building exposure, zone by zone
62.2% of McAdenville's 436 buildings sit in USFS's Direct exposure zone, roughly 271 structures close enough to burnable vegetation for flame contact, not just embers — 37.8% fall in the Indirect, ember-only zone and 0% are Minimal.
McAdenville against the rest of the country
McAdenville's risk sits at a similar level relative to North Carolina (34th percentile statewide) as it does nationally (49th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, McAdenville ranks 16,145 for wildfire risk (1 is highest) and 18,538 by building count (1 is largest). Within North Carolina alone, it ranks 508 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
McAdenville's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in McAdenville
With 62.2% of McAdenville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 436 counted buildings into the percentiles shown above for McAdenville. For more on what direct exposure implies beyond McAdenville, see the exposure-zones guide.