Mazeppa, MN
Mazeppa, MN's wildfire risk, in USFS's own numbers
USFS scores Mazeppa at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 533 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mazeppa's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Mazeppa's building exposure, zone by zone
Indirect exposure is dominant in Mazeppa (61% of 533 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 39% sit in the Direct zone.
How Mazeppa compares
There's little gap between Mazeppa's 17th national percentile and its 20th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mazeppa ranks 26,288 for wildfire risk (1 is highest) and 16,824 by building count (1 is largest). Within Minnesota alone, it ranks 731 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Mazeppa's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 61% of Mazeppa's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Mazeppa's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Mazeppa, see the exposure-zones guide.