Mays Lick, KY
Mays Lick wildfire risk explained
Mays Lick's 224 buildings earn a 33rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mays Lick at the 35th percentile, close to its 33rd-percentile risk score.
Mays Lick's building exposure, zone by zone
75% of Mays Lick's 224 buildings sit in USFS's Direct exposure zone, roughly 168 structures close enough to burnable vegetation for flame contact, not just embers — 25% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Mays Lick ranks
Mays Lick's 60th-percentile standing inside Kentucky outpaces its 33rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mays Lick ranks 21,269 for wildfire risk (1 is highest) and 23,980 by building count (1 is largest). Within Kentucky alone, it ranks 221 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Mays Lick and the insurance market
Mays Lick's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Mays Lick (75%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Mays Lick's figures come from
The methodology guide shows exactly how USFS turned 224 counted buildings into the percentiles shown above for Mays Lick. The exposure-zones guide covers what Mays Lick's dominant direct exposure actually means, with real examples from across the dataset.