Mays, IN
How exposed is Mays to wildfire?
USFS scores Mays at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 147 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mays at the 1st percentile, close to its 1st-percentile risk score.
Where Mays's buildings actually sit
USFS classifies 82.3% of Mays's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Mays compares
Mays scores 1st nationally and 5th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mays ranks 31,303 for wildfire risk (1 is highest) and 26,983 by building count (1 is largest). Within Indiana alone, it ranks 923 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Mays's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 82.3% of buildings rated Minimal exposure, Mays gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Mays's 31,303-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Mays, see the exposure-zones guide.