Maypearl, TX
Maypearl wildfire risk explained
Maypearl's 452 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Maypearl's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Maypearl's building exposure, zone by zone
Indirect exposure is dominant in Maypearl (58% of 452 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 42% sit in the Direct zone.
How Maypearl compares
Maypearl's 81st national percentile looks worse in isolation than its 63rd ranking inside Texas does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Maypearl ranks 6,033 for wildfire risk (1 is highest) and 18,241 by building count (1 is largest). Within Texas alone, it ranks 656 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Maypearl and the insurance market
Maypearl's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Maypearl
Because 58% of Maypearl's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Maypearl's figures come from
The methodology guide shows exactly how USFS turned 452 counted buildings into the percentiles shown above for Maypearl. The exposure-zones guide covers what Maypearl's dominant indirect exposure actually means, with real examples from across the dataset.