Mayo, MD
Mayo wildfire risk explained
Mayo's 4,201 buildings earn a 36th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mayo at the 36th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Mayo's buildings actually sit
4,201 buildings are counted in Mayo, and 45.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 13% rated Minimal.
How Mayo compares
Compare Mayo's two percentiles: 55th within Maryland, only 36th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mayo ranks 20,102 for wildfire risk (1 is highest) and 4,059 by building count (1 is largest). Within Maryland alone, it ranks 239 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Mayo
Mayo's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 45.3% of Mayo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Mayo's figures come from
Mayo's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mayo's dominant direct exposure actually means, with real examples from across the dataset.