Mayer, MN
How exposed is Mayer to wildfire?
USFS scores Mayer at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 904 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mayer's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Where Mayer's buildings actually sit
Only 22.2% of Mayer's 904 buildings carry Direct exposure and 0% carry Indirect; the remaining 77.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Mayer against the rest of the country
Mayer's risk sits at a similar level relative to Minnesota (23rd percentile statewide) as it does nationally (19th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mayer ranks 25,468 for wildfire risk (1 is highest) and 12,682 by building count (1 is largest). Within Minnesota alone, it ranks 706 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Mayer
Mayer's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 77.8% of buildings rated Minimal exposure, Mayer gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 904 counted buildings into the percentiles shown above for Mayer. For more on what minimal exposure implies beyond Mayer, see the exposure-zones guide.