Maybrook, NY
Maybrook wildfire risk explained
USFS scores Maybrook at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 739 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Maybrook at the 46th percentile, close to its 44th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Maybrook (81.2% of 739 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 18.8% sit in the Direct zone.
Maybrook against the rest of the country
Within New York, Maybrook ranks higher (89th percentile) than it does nationally (44th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Maybrook ranks 17,655 for wildfire risk (1 is highest) and 14,233 by building count (1 is largest). Within New York alone, it ranks 143 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Maybrook and the insurance market
Maybrook's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Maybrook (81.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Maybrook's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Maybrook, see the exposure-zones guide.