Maybeury, WV
How exposed is Maybeury to wildfire?
USFS scores Maybeury at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 202 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Maybeury at the 85th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
97.5% of Maybeury's 202 buildings sit in USFS's Direct exposure zone, roughly 197 structures close enough to burnable vegetation for flame contact, not just embers — 2.5% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Maybeury ranks
Maybeury scores 83rd nationally and 72nd within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Maybeury ranks 5,532 for wildfire risk (1 is highest) and 24,786 by building count (1 is largest). Within West Virginia alone, it ranks 120 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in Maybeury
Maybeury's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Maybeury (97.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Maybeury's figures come from
Maybeury's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Maybeury's dominant direct exposure actually means, with real examples from across the dataset.