May, OK
How exposed is May to wildfire?
USFS scores May at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 69 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, May's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Where May's buildings actually sit
Indirect exposure is dominant in May (65.2% of 69 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 34.8% sit in the Direct zone.
Where May ranks
May scores 98th nationally and 98th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, May ranks 576 for wildfire risk (1 is highest) and 30,326 by building count (1 is largest). Within Oklahoma alone, it ranks 14 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in May
May's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
May's 65.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where May's figures come from
The methodology guide shows exactly how USFS turned 69 counted buildings into the percentiles shown above for May. The exposure-zones guide covers what May's dominant indirect exposure actually means, with real examples from across the dataset.