Maxwell, NE
Maxwell wildfire risk explained
Out of every US place USFS scores, Maxwell lands at the 63rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 238 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Maxwell at the 61st national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Maxwell's buildings actually sit
238 buildings are counted in Maxwell, and 82.8% of them are Indirect exposure — ember-driven risk rather than the 17.2% in Direct exposure or the 0% rated Minimal.
Maxwell against the rest of the country
There's little gap between Maxwell's 63rd national percentile and its 55th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Maxwell ranks 11,698 for wildfire risk (1 is highest) and 23,533 by building count (1 is largest). Within Nebraska alone, it ranks 263 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Maxwell's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Maxwell
Because 82.8% of Maxwell's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Maxwell's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Maxwell, see the exposure-zones guide.