Maxbass, ND
Maxbass wildfire risk explained
Maxbass sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 97 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Maxbass's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
Maxbass's building exposure, zone by zone
58.8% of Maxbass's 97 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 41.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Maxbass compares
Within North Dakota, Maxbass ranks higher (87th percentile) than it does nationally (69th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Maxbass ranks 9,709 for wildfire risk (1 is highest) and 29,193 by building count (1 is largest). Within North Dakota alone, it ranks 53 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
At the 69th percentile nationally, Maxbass carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Maxbass
With ember exposure the dominant pattern in Maxbass (58.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Maxbass's figures come from
Every one of the two percentiles behind Maxbass's 9,709-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Maxbass's dominant indirect exposure actually means, with real examples from across the dataset.