Maxatawny, PA
Maxatawny wildfire risk explained
Maxatawny's 103 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Maxatawny's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
What "at risk" means for the buildings here
Maxatawny rates 64.1% Minimal exposure against just 14.6% Direct and 21.4% Indirect — of 103 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Maxatawny against the rest of the country
Maxatawny's risk sits at a similar level relative to Pennsylvania (4th percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Maxatawny ranks 29,483 for wildfire risk (1 is highest) and 28,921 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,919 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Maxatawny and the insurance market
Maxatawny's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Maxatawny
Even with 64.1% of Maxatawny outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Maxatawny's figures come from
Maxatawny's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Maxatawny's dominant minimal exposure actually means, with real examples from across the dataset.