Maverick Junction, SD
How exposed is Maverick Junction to wildfire?
USFS's Wildfire Risk to Communities model puts Maverick Junction at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 58 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Maverick Junction at the 92nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Maverick Junction's buildings actually sit
58 buildings are counted in Maverick Junction, and 50% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Maverick Junction ranks
There's little gap between Maverick Junction's 91st national percentile and its 95th percentile inside South Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Maverick Junction ranks 2,967 for wildfire risk (1 is highest) and 30,726 by building count (1 is largest). Within South Dakota alone, it ranks 25 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Maverick Junction's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Maverick Junction
With 50% of Maverick Junction in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Maverick Junction's figures come from
Every one of the two percentiles behind Maverick Junction's 2,967-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Maverick Junction's dominant direct exposure actually means, with real examples from across the dataset.