Maugansville, MD
How exposed is Maugansville to wildfire?
USFS's Wildfire Risk to Communities model puts Maugansville at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,342 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Maugansville at the 15th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Maugansville rates 74.6% Minimal exposure against just 25.4% Direct and 0% Indirect — of 1,342 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Maugansville compares
Maugansville's risk sits at a similar level relative to Maryland (10th percentile statewide) as it does nationally (13th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Maugansville ranks 27,355 for wildfire risk (1 is highest) and 9,869 by building count (1 is largest). Within Maryland alone, it ranks 475 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Maugansville
Maugansville's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Maugansville's 74.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Maugansville's figures come from
Every one of the two percentiles behind Maugansville's 27,355-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Maugansville's dominant minimal exposure actually means, with real examples from across the dataset.