Mattoon, IL
How exposed is Mattoon to wildfire?
Mattoon sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 9,625 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mattoon's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 98.8% of Mattoon's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 9,625 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Mattoon ranks
Mattoon's 18th-percentile standing inside Illinois outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mattoon ranks 30,657 for wildfire risk (1 is highest) and 1,694 by building count (1 is largest). Within Illinois alone, it ranks 1,184 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Mattoon
Mattoon's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 98.8% of buildings rated Minimal exposure, Mattoon gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Mattoon's 30,657-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Mattoon, see the exposure-zones guide.