Matteson, IL
How exposed is Matteson to wildfire?
USFS scores Matteson at the 53rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 7,238 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Matteson's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Matteson's building exposure, zone by zone
Most of Matteson's buildings (98.4% of 7,238) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 7,238 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Matteson compares
Compare Matteson's two percentiles: 99th within Illinois, only 53rd nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Matteson ranks 14,901 for wildfire risk (1 is highest) and 2,366 by building count (1 is largest). Within Illinois alone, it ranks 13 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Matteson
Matteson's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 98.4% of Matteson outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Matteson's 14,901-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Matteson, see the exposure-zones guide.