Matamoras, PA
Matamoras wildfire risk explained
Matamoras's 1,159 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Matamoras at the 53rd percentile, close to its 54th-percentile risk score.
What "at risk" means for the buildings here
93.8% of Matamoras's 1,159 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 6.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Matamoras against the rest of the country
Matamoras's 89th-percentile standing inside Pennsylvania outpaces its 54th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Matamoras ranks 14,541 for wildfire risk (1 is highest) and 10,898 by building count (1 is largest). Within Pennsylvania alone, it ranks 215 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Matamoras's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Matamoras (93.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Matamoras's 14,541-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Matamoras, see the exposure-zones guide.