Masthope, PA
Masthope, PA's wildfire risk, in USFS's own numbers
Masthope sits at the 54th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,409 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Masthope at the 53rd percentile, close to its 54th-percentile risk score.
Masthope's building exposure, zone by zone
Of Masthope's 1,409 counted buildings, 99.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Masthope compares
Compare Masthope's two percentiles: 89th within Pennsylvania, only 54th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Masthope ranks 14,573 for wildfire risk (1 is highest) and 9,591 by building count (1 is largest). Within Pennsylvania alone, it ranks 220 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 54th national percentile, Masthope rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Masthope
Because Direct exposure dominates in Masthope (99.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Masthope's figures come from
Every one of the two percentiles behind Masthope's 14,573-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Masthope's dominant direct exposure actually means, with real examples from across the dataset.