Massapequa, NY
How exposed is Massapequa to wildfire?
Massapequa's 7,902 buildings earn a 46th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Massapequa at the 38th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Massapequa rates 97.6% Minimal exposure against just 2.4% Direct and 0% Indirect — of 7,902 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,902 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Massapequa ranks
Within New York, Massapequa ranks higher (90th percentile) than it does nationally (46th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Massapequa ranks 17,148 for wildfire risk (1 is highest) and 2,147 by building count (1 is largest). Within New York alone, it ranks 127 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Massapequa's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 97.6% of Massapequa outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Massapequa's figures come from
The methodology guide shows exactly how USFS turned 7,902 counted buildings into the percentiles shown above for Massapequa. The exposure-zones guide covers what Massapequa's dominant minimal exposure actually means, with real examples from across the dataset.