Mass City, MI
Mass City, MI's wildfire risk, in USFS's own numbers
USFS scores Mass City at the 45th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 230 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mass City's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
What "at risk" means for the buildings here
230 buildings are counted in Mass City, and 60.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Mass City compares
Within Michigan, Mass City ranks higher (93rd percentile) than it does nationally (45th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mass City ranks 17,304 for wildfire risk (1 is highest) and 23,797 by building count (1 is largest). Within Michigan alone, it ranks 51 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 45th national percentile, Mass City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Mass City
Mass City's 60.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Mass City's figures come from
Mass City's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mass City's dominant direct exposure actually means, with real examples from across the dataset.