Mason City, IL
Mason City, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Mason City at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,477 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mason City's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Mason City's building exposure, zone by zone
Mason City rates 97.7% Minimal exposure against just 2.3% Direct and 0% Indirect — of 1,477 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Mason City ranks
Mason City scores 1st nationally and 7th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mason City ranks 31,325 for wildfire risk (1 is highest) and 9,271 by building count (1 is largest). Within Illinois alone, it ranks 1,355 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Mason City and the insurance market
Mason City's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Mason City
With 97.7% of buildings rated Minimal exposure, Mason City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Mason City's figures come from
Every one of the two percentiles behind Mason City's 31,325-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mason City's dominant minimal exposure actually means, with real examples from across the dataset.