Marysville, WA
Marysville wildfire risk explained
USFS scores Marysville at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 24,943 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Marysville at the 12th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Marysville's buildings actually sit
Most of Marysville's buildings (46.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 24,943 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Marysville ranks
Marysville scores 11th nationally and 12th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Marysville ranks 28,034 for wildfire risk (1 is highest) and 510 by building count (1 is largest). Within Washington alone, it ranks 554 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Marysville's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Marysville (46.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Marysville's 28,034-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Marysville, see the exposure-zones guide.