Marysville, MT
Marysville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Marysville at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 119 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marysville's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Marysville's building exposure, zone by zone
USFS classifies 100% of Marysville's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 119 structures sit close enough to vegetation that lot clearing matters most.
Marysville against the rest of the country
Marysville's risk sits at a similar level relative to Montana (91st percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Marysville ranks 1,386 for wildfire risk (1 is highest) and 28,206 by building count (1 is largest). Within Montana alone, it ranks 45 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Marysville
Marysville's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Marysville's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Marysville's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Marysville, see the exposure-zones guide.