Marysville, IA
Marysville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Marysville at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 49 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Marysville at the 76th percentile, close to its 73rd-percentile risk score.
Where Marysville's buildings actually sit
Direct exposure dominates in Marysville: 81.6% of its 49 buildings, versus 18.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Marysville against the rest of the country
Compare Marysville's two percentiles: 97th within Iowa, only 73rd nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Marysville ranks 8,375 for wildfire risk (1 is highest) and 30,953 by building count (1 is largest). Within Iowa alone, it ranks 35 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Marysville's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 81.6% of Marysville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Marysville's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Marysville, see the exposure-zones guide.