Marty, SD
How exposed is Marty to wildfire?
Marty's 142 buildings earn a 66th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Marty's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Marty's building exposure, zone by zone
142 buildings are counted in Marty, and 85.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Marty ranks
Marty's risk sits at a similar level relative to South Dakota (58th percentile statewide) as it does nationally (66th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Marty ranks 10,786 for wildfire risk (1 is highest) and 27,224 by building count (1 is largest). Within South Dakota alone, it ranks 184 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Marty's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Marty
Marty's 85.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Marty's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Marty, see the exposure-zones guide.